Pharmacy Benefit Manager Resources
Pharmacy Benefit Managers, or PBMs, are largely unrecognized by most employees and even many employers, but they have a tremendous impact on U.S. health care decision-making.
For example, the top three PBMs, Express Scripts, CVS Caremark, and OptumRx, control 80% of the market and are vertically integrated with insurance companies and pharmacies. This vertical integration and market share allows the large PBMs to steer patients to affiliated entities exercise undue market leverage and generate outsized profits for themselves, while community pharmacies continue to close and pharmacy deserts grow.
PBMs determine which pharmacies will be included in a prescription drug plan's network and how much said pharmacies will be paid for their services. Some entice plan sponsors to require plan beneficiaries to use a mail order pharmacy – often one owned and operated by the PBM – for certain medications. They also determine which medications will be covered by the plan or plan formulary, and drug manufacturers often pay “rebates” to PBMs to get their drugs onto those formularies. While their role goes largely unnoticed, the nontransparent nature of the traditional PBM business model can add hidden costs and lead to higher prices.
These resources can help you fight back and promote reforms that level the playing field for community pharmacies and improve patient access to medications.
Legislative One Pagers
- Senate Legislative Priorities
- House Legislative Priorities
- Roadmap to PBM Reform
- PBM Reform Act (H.R. 4317)
- The Protecting Patients in Medicaid Act (S. 927)
- Patients Before Middlemen (PBM) Act (S. 882)
- Pharmacy Benefit Manager Transparency Act of 2025 (S. 526)
PBM Resources
- PBM Consolidation Cost Graphic
- PBM Parent Entity Consolidation
- Independent Closures Infographic
- Vertical Business Relationships within the U.S. Drug Channel, Source: Drug Channels
- DOSE OF REALITY: States and Agencies Spill the Facts - 39 State and Territory Attorneys General Urge Passage of Federal PBM ReformLegislation
- PBM Merger Timeline
- Spread Pricing Infographic
- Waste Not, Want Not- Examples of Mail Order Waste
These are campaign assets that you can print out and use in your store or distribute to your patients. To download an asset, please right click and choose "Save Link As." This will open a dialog allowing you to choose your download location on your computer.
Print Ads for Handouts and Posters
- Lower Drug Costs_8.5x11.pdf (flyer)
- NCPA FatCatAd_11x17_v1.pdf (poster)
- NCPA FatCatAd_11x17_v2.pdf (poster)
- NCPA Leeches_11x17_v3.pdf (poster)
- NCPA FatCatAd_5.5x8.5_v1.pdf
- NCPA FatCatAd_5.5x8.5_v2.pdf
- NCPA Leeches_5.5x8.5_v3.pdf
- NCPA FatCatAd_8.5x11_v1.pdf
- NCPA FatCatAd_8.5x11_v2.pdf
- NCPA Leeches_8.5x11_v3.pdf
- NCPA FatCatAd_4.25x5_v1.pdf
- NCPA FatCatAd_4.25x5_v2.pdf
- NCPA FatCatAd_4.25x5_v3.pdf
- NCPA Leeches_4.25x5_v4.pdf
- NCPA FatCatAd_8.5x11_4ads.pdf