NCPA - National Center for Policy Analysis

Daily Policy Digest

Life Expectancy Drops First Time Since 1993

U.S. life expectancy dropped to 78.8 years in 2015, a decrease of 0.1 year from 2014. The entire decrease was for life expectancy at birth. Life expectancy at age 65 was unchanged from the previous year. In other words, children and working-age people are bearing the burden of this decline, despite more government intervention in their access to health services, writes NCPA Senior Fellow John R. Graham...

Obamacare Repeal Has Begun for Small Firms

The 21st Century Cures Act expands the use of Health Reimbursement Arrangements (HRAs) by small businesses. This is a win for small businesses which were harmed by Obamacare. Indeed, given the overwhelming bipartisan support for the 21st Century Cures Act, section 18001 could be defined as Democrat politicians, first real step towards conceding Obamacare needs to be repealed and replaced, writes NCPA Senior Fellow John R. Graham...

Economics of the 2016-2017 Debate Topic: U.S. Relations with China, Mixing Cooperation with Competition

China is an emerging great power and perhaps eventual superpower that is challenging Washington in several key areas. The economic benefits for the United States of its relationship with China seem obvious, but many Americans wonder if the difficulties outweigh the benefits, writes Doug Bandow, Senior Fellow at the Cato Institute and NCPA contributing author...

Obamacare's Effect on Obamacare's Health Costs

The Bureau of Labor Statistics has published a chart showing how health benefit costs among private employers have increased over the past decade. The chart shows health benefits increased from 6.9 percent of total compensation in September 2006 to 7.6 percent last September. The 0.7 percentage point absolute increase is a relative increase of ten percent, writes NCPA Senior Fellow John R. Graham...

Obama Just Partially Repealed Obamacare, Proving Republicans Can Succeed

It looks like we can be highly confident the Republican-majority Congress will repeal Obamacare very quickly starting in January. However, there is some question about what exactly will be repealed. Fortunately, the 21st Century Cures Act, which President Obama just signed, shows Republicans can lead on complex health reform legislation, writes NCPA Senior Fellow John R. Graham...

Manufacturing's Greatest Days Lie Ahead

In Donald J. Trump's "Contract with the American Voter," the president-elect outlines what he intends to do to in his first 100 days in office to "Make America Great Again." A key component of the contract is the seven actions that he will initiate during his first days as president "to protect the American worker." Two of these actions will importantly have long-term consequences for the economic success of American manufacturers: First up, President Trump plans on lifting restrictions on the production of domestic energy resources, including shale oil, natural gas and clean coal. Second, he has pledged to lift regulatory roadblocks established by the Obama administration to allow important energy infrastructure projects, such as the Keystone Pipeline, to progress to completion, writes Mark Perry and NCPA Senior Fellow Thomas Hemphill...

Health Savings Accounts Continue to Grow

One of Donald Trump's campaign promises is to make Health Savings Accounts more widely used. Unfortunately, the 2003 law which established HSAs requires they be linked with a highly regulated type of health insurance policy. Nevertheless, HSAs (which are bank accounts, not health insurance policies) are growing like gangbusters, writes NCPA Senior Fellow John R. Graham...

The Intergenerational Effects of the Trump Tax Plan

Donald Trump's tax plan will create three million new jobs and 5 percent economic growth in the first year alone, according to an analysis using the NCPA-DCGE dynamic model. But the Trump plan also increases the federal deficit over time, writes NCPA Senior Fellow Pamela Villarreal...

Puzder Pick Another Win For Trump on Health Reform

Soon after announcing his intention to nominate Tom Price, MD as U.S. Secretary of Health & Human Services, Donald Trump announced his intention to nominate Andrew Puzder Secretary of Labor. This is yet another good sign for the repeal of Obamacare, writes NCPA Senior Fellow John R. Graham...

Proposed Payday Lending Rule Will Hurt Lower-Income Consumers

The Consumer Financial Protection Bureau is a federal agency created by the Dodd-Frank Wall Street Reform and Consumer Protection Act to protect consumers from "unfair, deceptive, or abusive practices" by financial institutions. On June 2, 2016, the CFPB proposed federal regulations for the short-term loan industry. These nonbank financial services have been utilized by an estimated 5.5 percent of the population in the past 5 years, or 12 million Americans annually, to help cover unexpected expenses. The payday loan industry, valued at $46 billion, employs over 50,000 Americans, writes NCPA Research Associate Kathryn Reed...


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