NCPA - National Center for Policy Analysis

Daily Policy Digest

The Administration Believes Obamacare's Costs Went Down!

The Centers for Medicare & Medicaid Services (CMS) has just made the remarkable claim that medical costs paid by health insurers operating in Obamacare's exchanges declined in 2015 from 2014. In fact, the average Obamacare premium increased 5.2 percent in 2015, more than employer-sponsored coverage, writes NCPA Senior Fellow John R. Graham...

Do You Have A "Right to Shop" For Health Care?

Anyone who has undergone a medical procedure knows it is very difficult to figure out how much an insured patient will pay out-of-pocket. This has led to a bunch of state laws attempting to impose "price transparency" on medical providers, which do not work. A new proposal would legislate a "right to shop," writes NCPA Senior Fellow John R. Graham...

Incentives Matter: Medicare's Hospital Readmission Penalties Are Having An Impact

In 2012, Medicare began to penalize hospitals which had too many readmissions. For a small number of targeted conditions, the program compares actual readmissions within 30 days to what an acceptable readmission rate should be. Evidence so far suggests reducing readmission was low-hanging fruit, writes NCPA Senior Fellow John R. Graham...

The Dead-Weight Cost of Obamacare's Confusing Tax Credits

Obamacare's tax credits (which reduce premiums) for Obamacare coverage phase out in such a way that beneficiaries face very high marginal income tax rate hikes at household incomes up to 400 percent of the Federal Poverty Level. However, even those who increase their incomes despite the higher tax burden face the hassle of figuring out how much they owe in tax and premium at the end of the year. This imposes a dead-weight loss on the economy, wasting people's time and energy writes NCPA Senior Fellow John R. Graham...

Brexit and American Opportunities

Some believed the British exit from the European Union to be a calamitous economic event. However, the referendum actually provided the United States with several opportunities to improve its economy and security, writes NCPA Research Associate Luke Twombly...

The "Public Option:" Obamacare's Last Bailout

A "public option" would be profitable and low-risk for health insurers, while significantly increasing Obamacare's risks to taxpayers. Expect the "public option" to become the centerpiece of Democrats’ post-Obamacare health reform agenda in this election, writes NCPA Senior Fellow John R. Graham...

Hillary's Plan Won't Lower Drug Costs

Newsflash! Hillary Clinton is concerned about your drug costs. Unfortunately, her plan could actually raise drug prices and force you to pay more, albeit indirectly. She proposes to accomplish both feats simultaneously by capping your prescription drug co-pays at no more than $250 per month. This reckless proposal is central planning of the ilk you would find in Cuba or Venezuela, writes NCPA Senior Fellow Devon Herrick...

Double-Digit Premium Hikes Debunk California's "Active Purchaser" Claim

With some embarrassment, Covered California (the state's Obamacare exchange where people can purchase health coverage) has announced the average premium hike next year will be 13.2 percent. For many subscribers, the hike will be much greater because of the way federal tax credits discount premiums, writes NCPA Senior Fellow John R. Graham...

Taxing Carried Interest

Over the past several years, there has been much debate about how to tax the compensation of the managers of private equity, venture capital and hedge funds. The issue is important because these funds provide capital for businesses at various stages of development or seek to minimize risks for investors, and raising taxes on these funds would reduce the rate of return to fund investors, writes NCPA Research Associate John White.

The Disappearing Gender Pay Gap

Women actually make at least 93 cents to 95 cents for every dollar a man makes "for the same work," perhaps even more, writes NCPA Research Associate Colin Combs...


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