NCPA - National Center for Policy Analysis

Daily Policy Digest

Obamacare's Effect on Obamacare's Health Costs

The Bureau of Labor Statistics has published a chart showing how health benefit costs among private employers have increased over the past decade. The chart shows health benefits increased from 6.9 percent of total compensation in September 2006 to 7.6 percent last September. The 0.7 percentage point absolute increase is a relative increase of ten percent, writes NCPA Senior Fellow John R. Graham...

Obama Just Partially Repealed Obamacare, Proving Republicans Can Succeed

It looks like we can be highly confident the Republican-majority Congress will repeal Obamacare very quickly starting in January. However, there is some question about what exactly will be repealed. Fortunately, the 21st Century Cures Act, which President Obama just signed, shows Republicans can lead on complex health reform legislation, writes NCPA Senior Fellow John R. Graham...

Manufacturing's Greatest Days Lie Ahead

In Donald J. Trump's "Contract with the American Voter," the president-elect outlines what he intends to do to in his first 100 days in office to "Make America Great Again." A key component of the contract is the seven actions that he will initiate during his first days as president "to protect the American worker." Two of these actions will importantly have long-term consequences for the economic success of American manufacturers: First up, President Trump plans on lifting restrictions on the production of domestic energy resources, including shale oil, natural gas and clean coal. Second, he has pledged to lift regulatory roadblocks established by the Obama administration to allow important energy infrastructure projects, such as the Keystone Pipeline, to progress to completion, writes Mark Perry and NCPA Senior Fellow Thomas Hemphill...

Health Savings Accounts Continue to Grow

One of Donald Trump's campaign promises is to make Health Savings Accounts more widely used. Unfortunately, the 2003 law which established HSAs requires they be linked with a highly regulated type of health insurance policy. Nevertheless, HSAs (which are bank accounts, not health insurance policies) are growing like gangbusters, writes NCPA Senior Fellow John R. Graham...

The Intergenerational Effects of the Trump Tax Plan

Donald Trump's tax plan will create three million new jobs and 5 percent economic growth in the first year alone, according to an analysis using the NCPA-DCGE dynamic model. But the Trump plan also increases the federal deficit over time, writes NCPA Senior Fellow Pamela Villarreal...

Puzder Pick Another Win For Trump on Health Reform

Soon after announcing his intention to nominate Tom Price, MD as U.S. Secretary of Health & Human Services, Donald Trump announced his intention to nominate Andrew Puzder Secretary of Labor. This is yet another good sign for the repeal of Obamacare, writes NCPA Senior Fellow John R. Graham...

Proposed Payday Lending Rule Will Hurt Lower-Income Consumers

The Consumer Financial Protection Bureau is a federal agency created by the Dodd-Frank Wall Street Reform and Consumer Protection Act to protect consumers from "unfair, deceptive, or abusive practices" by financial institutions. On June 2, 2016, the CFPB proposed federal regulations for the short-term loan industry. These nonbank financial services have been utilized by an estimated 5.5 percent of the population in the past 5 years, or 12 million Americans annually, to help cover unexpected expenses. The payday loan industry, valued at $46 billion, employs over 50,000 Americans, writes NCPA Research Associate Kathryn Reed...

Banning Organ Sales in Free Countries Enables Harvesting Prisoners' Organs In Unfree Ones

Two new films expose one of the most horrific markets operating today: Communist China's selling of organs harvested from prisoners of conscience. Free countries may not be able to stop this horrific practice, but they could reduce the demand for these organs by allowing free people to exercise the choice to sell their organs, writes NCPA Senior Fellow John R. Graham...

Repealing Obamacare Requires Deliberate, Thoughtful Process

The next Congress is likely to repeal Obamacare by "reconciliation," a parliamentary maneuver that allows a simple majority in the U.S. Senate to pass a bill. Otherwise, we could expect Democratic Senators to filibuster a repeal bill. However, not every jot and tittle of Obamacare can be repealed through reconciliation, which sets up a challenging couple of years (at least) for those who wish to repeal Obamacare and replace it with patient-centered health care, writes NCPA Senior Fellow John R. Graham...

The Economics of NATO Expansion

In his January 1997 State of the Union speech, President Bill Clinton lauded the expansion of the North Atlantic Treaty Organization (NATO) into Central and East Europe, saying America's "first task is to help to build...an undivided, democratic Europe." However, the president also expressed a desire to expand NATO in the hope of fostering seamless military cooperation across Europe. Twenty-five years later, there has been little discernable improvement in NATO’s military capabilities despite the addition of 12 new member nations, leaving the United States to provide most of the forces defending Europe, and to pay the tab, writes NCPA Senior Fellow David Grantham and Research Associate Christian Yiu...


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