Daily Policy Digest

Economic Issues

Why Prices Vary for the Same Products

Price dispersion might be best explained by buyers' differing ability and willingness to shop around, rather than by market ignorance...FEDERAL RESERVE BANK OF RICHMOND

New Overtime Requirement Could Cause Lower Base Pay

Economic research shows that employers offset new overtime costs by lowering base salaries...

How Fast Internet Affects Home Prices

Access to Broadband is Changing How and Where Americans Live...

Understanding Mortgage Default Decisions and Consumer Credit

Homeowners managed their use of housing and non-housing debt in a way that is broadly consistent with a rational, forward-looking, approach to credit default and to preserving access to credit...

Fixing the American Economy: More Builders and Fewer Traders

The current laws shaping corporate and investor behavior lead to a destructive incentive system and hurt long-term investments...

We're Working More Hours - and Watching More TV

A changing economy is transforming America down to the minute, as we're spending less time in the classroom and on exercise and more time at work...

U.S. Ports, Labor Unrest and the Threat to National Commerce

Labor disputes disrupt American trade ports...

Intra-Family Cash Transfers in Older American Households

Older households generally transfer money to younger generations, according to a study by the Employee Benefit Research Institute...

Meaningful Reforms the Only Way Out of Crippling National Debt

The country is entering a very challenging period of fiscal stress, driven by the aging of the population and rising health expenses...

The Great Recession Still has Adverse Consequences

The weakening of the labor market in the Great Recession was associated with tremendous job destruction...


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