Daily Policy Digest

Twenty Percent of U.S. Households on Food Stamps

For 38 months straight, more than 46,000,000 Americans have been on food stamps...

Small Banks Hurt by Dodd-Frank

Dodd-Frank hit banks and financial firms with a host of new regulations, but lawmakers in the new Congress have indicated an intention to reform the massive law...

FDA Testing Needs Reform

It now costs from $500 million to a whopping $2 billion to get a drug to market...

Supreme Court Will Hear EPA Case This Term

In 2012, the EPA finalized a rule regulating mercury from electric utilities at a staggering cost of $9.6 billion annually...

Reducing Down Payments to 3 Percent Is a Bad Idea

Prior to the 1990s, a 20 percent down payment for a Fannie or Freddie housing loan was standard, but at the start of the subprime mortgage crisis, required down payments had fallen dramatically...

How to Limit Government Spending? Use a TEL

Tax and expenditure limits, or TELs, are limits on government spending...

Health Care Costs Rising? Get a Health Savings Account

A decade ago, out-of-pocket health care costs were 5.3 percent of median income. Today, they are 9.6 percent of income...

There's a Big Poverty Trap in Illinois' Welfare System

An analysis of Illinois' welfare program shows large financial disincentives to moving off of public assistance...

Mississippi Relies Most, Alaska Least, on Federal Aid

Mississippi relies on federal aid more than any other state, with more than 45 percent of its general revenue coming from the federal government...

A Six-Year Delay on Keystone XL

It has been six years since Canadian energy company TransCanada applied to construct the Keystone XL pipeline...


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