NCPA - National Center for Policy Analysis

Daily Policy Digest

What Spooked the Fed?

Did a weak September jobs report derail a 2015 rate hike?...

Amass Student Debt and Dump it on Taxpayers?

The federal government is pushing for broader interpretations of bankruptcy laws, incentivizing students to amass debt and then dump it on taxpayers...

Consumer Debt Collection and Its Regulation

The Consumer Financial Protection Bureau should avoid over-regulation of debt collection...

In Defense of Derivatives

Derivatives are not to be blamed for the 2008 financial crisis...

Protected Privilege of Government Unions

Government unions are a powerful interest group that is uniquely privileged in being funded by taxpayers...

Health Insurance Reform's Red Herring

Allowing health insurers to sell coverage across state lines has no effect on premiums...

An Ill-Wind Energy Blows

Wind is not a free good, despite environmentalists wanting us to believe that it is so...

College Scorecard: No College Left Behind?

Parents of high-school students may think twice before relying on the Department of Education for unbiased college information...

Dodd–Frank's Title XI Does Not End Federal Reserve Bailouts

Dodd-Frank is insufficient to restrict the Fed's lending authority...

The Limits of Retrenchment: The Politics of Pension Reform

Only a few states have been able to implement effective pension reforms...


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