Daily Policy Digest

Government Issues

Deposit Insurance and Bank Stability

Higher deposit insurance coverage tends to undermine market discipline and aggravate the moral hazard problem associated with deposit insurance...

Growth Slows in America's Urban Cores

Growth in America's large core cities has slowed, and in some cases even reversed...

Federal Transit Program Is Wasteful

Since 1982, state and local taxpayers spent more than $750 billion in subsidies, yet transit's market share dropped by more than one-third...

Regulatory Death Spiral

Homeowners insurance price regulation has been a dismal failure for consumers because it creates a dysfunctional market that produces higher costs and worse outcomes for consumers...

Telephone Subsidies Inefficient and Ineffective

About $0.59 of every dollar distributed to telephone companies through the universal service program goes to "general and administrative expenses" rather than to making telephone service more affordable...

Overlapping Federal Programs Cost Taxpayers Billions, Says GAO

Overlapping and duplicative programs cost taxpayers billions of dollars each year, according to a new report from the Government Accountability Office...

Federal Employees Earn More than Private-Sector Workers

The federal pay system gives the average federal employee hourly cash earnings 22 percent above the average private worker's...

The Fed's Mandate

When the Federal Reserve was created in 1913, Congress did not give it a monetary policy goal as we understand that term today, says Robert McTeer, a distinguished fellow with the National Center for Policy Analysis...

Regulating the Internet

After luxuriating in lawless freedom, the Internet finally has its own cop...

Reforming the Criminal Defense System

Defense vouchers will improve the quality of legal representation for the poor...


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