Daily Policy Digest

Economic Issues

Nationalization of the Housing Sector Should Be Stopped

The U.S. housing finance sector has become a largely nationalized and socialized "government housing complex"...

Homeownership Is Still Part of the American Dream

The dream of homeownership in America is not at all dead, but is simply evolving...

Canadian Advice the United States Should Follow

Canada's score on "economic freedom" in the Fraser Institute's Economic Freedom of the World report is now higher than the score for the United States...

How Germany Became the Savior of the Eurozone

Germany's unemployment rate, which approached 10 percent in 2005, now approaches 5 percent, well below even the United States...

Stock Prices: The Fed Is Manipulating the Numbers

Three rounds of quantitative easing by the Federal Reserve have produced record-high stock prices, but real economic growth still remains below the levels expected in an economic recovery...

College Graduates: Are Obama's Policies Helping?

The unemployment rate in 2012 for newly graduated men and women with bachelor's degrees was 8 percent, far higher than the 5 percent rate such young adults experienced in 2006...

The Ups and Downs of Reverse Mortgages

The federal Consumer Financial Protection Bureau reported in 2012 that about 9.4 percent of reverse mortgages were at risk of default -- nearly double the default risk for ordinary home mortgages (about 5 percent), says Pamela Villarreal, a senior fellow with the National Center for Policy Analysis...

Business Startups Create the Majority of Economic Growth

Each net job created by startup firms is estimated to increase state gross product by almost $1.2 million in a given year...

Economic Stimulus Does Not Work

The debt-to-gross domestic product ratio cannot increase indefinitely because eventually the cost of maintaining public debt would end up draining all national income...

Retirement: To Work or Not to Work?

Sixty percent of workers age 60 and older said they'd look for a different job after retiring from their current employment -- an increase from 57 percent in 2011...


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