Daily Policy Digest
Economic Issues
| If Demography Is Destiny, Good News for Texas, North Dakota and D.C. North Dakota and Washington, D.C., experienced the largest population inflows from other states, at 2.6 and 2.4 percent of their 2010 populations, respectively... |
| How to Reduce the Debt Burden for Future Generations Politicians need to focus on making the debt easier to pay off with growth strategies... |
| Demography as Destiny: The Vital American Family Before the 2008 collapse, the U.S. fertility rate was at 2.12; since then, the fertility rate dropped precipitously to 1.9 per woman... |
| How the Federal Housing Administration Hurts Working-Class Families and Communities An estimated 40 percent of the Federal Housing Administration's business consists of loans with either one or two subprime attributes -- a FICO score below 660 or a debt ratio equal to or greater than 50 percent... |
| Gauging the Guidance that Models Give the Fed The computer-modeling programs the Federal Reserve uses have overestimated the strength of the economy for several years... |
| The Risky Mortgage Business: The Problem with the 30-Year Fixed-Rate Mortgage Because the government protects large financial institutions that provide mortgages, there is less regulation, which allows lenders to make risker decisions that often end up hurting the taxpayer... |
| Another Ho-Hum Year for the Economy Likely in 2013 The Federal Reserve expected growth between 2.3 percent to 3 percent; however, it now expects 2012 to close with annual growth no better than 1.8 percent... |
| India and the United States: How Individuals and Corporations Have Driven Indo-U.S. Relations Whereas most foreign policy discussions focus on government policies and diplomatic initiatives, relations between India and the United States have been driven substantially by corporations and individuals... |
| For Federal Workers, the Grass Isn't Greener in the Private Sector According to new data from the U.S. Census Bureau's Survey of Income and Program Participation, public workers make comparable salaries to private sector workers... |
| The Fiscal Cliff and the Next Recession If action is taken to avert the fiscal cliff, real gross domestic product would increase by 1.4 percent and full-time employment would increase by 1.8 million jobs by the end of next year, says Peter Ferrara, a senior fellow at the National Center for Policy Analysis... |
