NCPA - National Center for Policy Analysis

MIT Researchers Say Health Care Loans Could Make Costly Drugs Affordable

March 3, 2016

MIT researchers discuss a novel way for patients to afford breakthrough medications they otherwise could not afford: health care loans. A health care loan would turn a large upfront medical bill into a series of manageable periodic payments. Securitization of the loans would provide revenue to drug innovators while providing cash flow to investors. The authors note this is really only feasible for actual cures; new drugs that merely extend life a few months would not be sound risks.


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