NCPA - National Center for Policy Analysis

Understanding Slow Growth in Employer Benefit Costs

January 4, 2016

Total health care premiums grew 21.6 percent over six years, 2011 through 2016. However, the employee's share of premiums grew by 30.1 percent, versus just 19.2 percent for the employer. Even more substantial is the growth in out-of-pocket costs: 70.7 percent. This means we have more direct control of our health dollars, and is the most obvious factor explaining relatively restrained growth in benefit costs.


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