NCPA - National Center for Policy Analysis

Large Insurer May Exit Exchange: The Exchange System is Collapsing Under its Own Weight

November 25, 2015

Insurers selling exchange plans are suffering adverse selection due to the perverse regulations which make health coverage a bad deal for all but the sickest enrollees. The largest health insurer in America, UnitedHealth Group, announced it expects to lose $500 million on next year and may exit the market in 2017. Gouging healthy people so runaway costs are covered is not the solution. Why not scrap the perverse ACA regulations.


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