NCPA - National Center for Policy Analysis


June 9, 2005

There's a myth that goes something like this: Millions of people have no health insurance and are receiving no care at all. A new study shows just how wrong that is, says Investor's Business Daily (IBD).

It's true that 48 million Americans lack health insurance. But it's simply not true that they get no care at all. They do get care -- and you pay for it. At least, that's the conclusion of a study by Families USA, a liberal advocacy group.

And how much do you pay?

  • According to the study, in 2005, annual premiums for employer-provided family health insurance averaged $10,979 nationwide.
  • But $922 of that cost is due to unreimbursed costs of health care for the uninsured, a burden that is projected to climb to $1,502 by 2010.
  • This is helping drive health care spending ever higher on a per capita basis.

Some of the uninsured are at or near poverty, but of the 45 million without insurance last year, just 8 million were too poor to afford it, says IBD.

Source: Editorial, "No Free Lunch In Health Care, Either," Investor's Business Daily, June 9, 2005; based upon: "Paying a Premium: The Added Cost of Care for the Uninsured," Families USA, June 2005.


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