Ten Steps to Reforming Baby Boomer Retirement
Thursday, March 23, 2006
by John C. Goodman, Devon Herrick, Matt Moore
Table of Contents
- Executive Summary
- Step 1. Improving Traditional Pension Plans
- Step 2. Improving 401(k) Plans
- Step 3. Expanding IRAs
- Step 4. Removing Penalties on Work
- Step 5. Repeal the Social Security Benefits Tax
- Step 6. Using the Roth Method of Taxation
- Step 7. Making Health Insurance Portable
- Step 8. Tax Relief for Post-Retirement Health Insurance
- Step 9. Creating Health Savings Accounts for Seniors
- Step 10. Paying for Long-Term Care
- About the Authors
About the Authors
John C. Goodman, Ph.D., is the founder and president of the National Center for Policy Analysis. The National Journal recently dubbed him the “Father of Health Savings Accounts,” and he has pioneered research in consumer-driven health care.
Dr. Goodman is the author/coauthor of eight books and more than 50 published studies on health care policy and other topics. He received a Ph.D. in economics from Columbia University. He has taught and done research at several colleges and universities including Columbia University, Stanford University, Dartmouth University, Southern Methodist University and the University of Dallas.
Devon Herrick, Ph. D., is a senior fellow with the National Center for Policy Analysis. He concentrates on such health care issues as Internet-based medicine, health insurance and the uninsured, and pharmaceutical drug issues. His research interests also include managed care, patient empowerment, medical privacy and technology-related issues.
Dr. Herrick received a Ph.D. in Political Economy and a Master of Public Affairs degree from the University of Texas at Dallas with a concentration in economic development. He also holds an Master of Business Administration degree with a concentration in finance from Oklahoma City University and an M.B.A. from Amber University , as well as a Bachelor of Science in Accounting from the University of Central Oklahoma .
Matt Moore is senior policy analyst with the NCPA, and researches, writes and speaks on Social Security and retirement issues, elderly entitlements and education policy. Moore is a frequent guest on national radio programs and on regional television. His columns appear regularly in newspapers nationwide.
Moore recently returned from Washington, D.C., where he headed the NCPA's satellite office and was responsible for government affairs and outreach, ensuring that NCPA's research and findings get into the hands of members of Congress and their staffs. He also represented NCPA with associations, coalitions and organizations in Washington.
Moore earned a Master's degree in Public Policy from Georgetown University in Washington, D.C. He also earned a Bachelor of Arts in Political Science and a Bachelor of Arts in Corporate Communications and Public Affairs from Southern Methodist University in Dallas, Texas.