Social Security

Galveston County: A Model for Social Security Reform

The current debate over Social Security reform is reminiscent of the discussions that occurred in Galveston County, Texas, in 1980, when county workers were offered a retirement alternative to Social…

Social Security Reform: The Cost of Delay

Just how big is the funding shortfall faced by Social Security? What is the cost of delay in implementing a solution? The magnitude of the problem can be quantified in two ways: 1) the funds required…

Social Security & Medicare Forecast: 2005

Every year, the Social Security and Medicare Trustees examine the short- and long-term health of these programs, and issue reports that highlight the financial burdens they will create for future gene…

What We Can Learn from the British Experience with Personal Accounts

Britain has used personal accounts in its public pension system longer than any other industrial country. Personal accounts fund individual workers’ retirement benefits through savings, whereas pay-as…

Answering the Myths about Social Security

Social Security reform is at the top of President Bush's second term agenda - and for good reason. In the next decade, two monumental shifts will occur: 1) the first of the 77 million baby boomers wil…

Social Security Reform: Keeping Administrative Costs Low

Public pension programs - including the U.S. Social Security system - tax workers to pay current retirees' benefits. But in the United States, as in other developed nations, falling birthrates and ris…

Social Security Reform: Reducing the Risk of Poverty

President Bush wants to add a personal investment component to the U.S. Social Security system. Under a Bush-style reform plan, workers would be able to contribute a portion of their payroll taxes int…

Social Security Reform: Looking at the Options

The present value of Social Security's long-term funding gap is $11 trillion in 2004 dollars. That means we would need $11 trillion in the bank today, earning the government's borrowing rate, to elimi…




 
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