Social Security

Americans Support Personal Retirement Accounts

Polls consistently demonstrate the popularity of personal retirement accounts as an alternative to the current Social Security system. Younger voters overwhelmingly favor moving to a new system in whi…
Reducing the Social Security Benefits Tax

Since 1993, middle- and upper-income Social Security recipients have been subject to income tax on up to 85 percent of their benefits. On July 27, the House of Representatives voted to repeal this pro…
MySocialSecurity.org

Social Security has emerged as a key election year issue. Proposals have been introduced in Congress to allow younger workers to save a portion of their payroll taxes in personal retirement accounts.…
Why the Social Security Earnings Penalty Should Be Repealed

The Social Security earnings test is among the most unfair and counterproductive policies ever imposed by the federal government. On the one hand, we are continually told that workers have a "right" t…
Comparing Proposals for Social Security Reform

This study uses a simulation model to evaluate a number of proposals to reform the Social Security system. Our analysis is sufficiently broad to allow us to form some general conclusions about the pro…
Five Principles of Social Security Reform

Politicians in both major parties now recognize that the existing Social Security system is unsustainable and must be reformed. The following are five principles that should govern our thinking about…
Would a Private Social Security System Be Good for the Disabled?

Social Security is not just a retirement system; it is social insurance that also provides disability income for individuals who are injured and cannot work, as well as a death benefit and survivors b…
The Language of Social Security Reform

Introduction The debate over Social Security reform has evolved significantly over the past few years - and especially the past few months. Almost everyone agrees that Social Security is in financial…