Are the Uninsured Freeloaders?

It's in our self-interest, says Hillary Rodham Clinton, to force uninsured "freeloaders" and their employers to buy health insurance whether they want to or not. Is that argument correct?

Is Universal Coverage Necessary to Control Health Care Costs?

Does it make sense to give the government control over everyone's health insurance in order to increase the insured population by a couple of percentage points?

Managed Competition is Back

A few months ago, many on Capitol Hill were pronouncing the Clinton plan "dead." It was commonly assumed that mandatory alliances and other features of "managed competition" were also dead. But as we…

Managed Competition: Hazardous to Your Health

Managed competition is the central idea behind the Clinton administration's plan to reform the nation's health care system. It is also the main idea behind the four versions of the Clinton plan reflec…

Health Plans: Bonanza for the Poor, Costly for Middle Class

Four congressional committees have now produced versions of the Clinton administration's health care plan. Three of the bills would force all Americans and their employers to purchase a health insuran…

Medical Savings Accounts: The Momentum Builds

Medical Savings Accounts, also called Medical IRAs and Medisave Accounts, have more support in Congress than any other proposal to control health care costs.

The Health Policy Debate: Options for Reform

Both the Congress and the American people seem to have already rejected President Clinton's health reform blueprint. A large bloc of voters, perhaps a majority, is vehemently opposed to the plan. Many…

Community Rating A Cure Worse Than the Disease

Under "community rating" health insurers are required to charge the same premium to every policyholder, regardless of their expected health care costs. Under "modified" community rating, premiums may…

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