Health

Do We Need Mental Health Parity?

In 1996 Congress passed "mental health parity" legislation that required employers who had more than 50 employees and who included mental health coverage in their health insurance benefits to offer th…

Tough Questions for President Clinton's Prescription Drug Benefit

President Clinton has outlined a new prescription drug entitlement for people on Medicare, the federal health insurance program covering 39 million seniors and the disabled.

Making Medical Savings Accounts Better

In 1996 Congress created a demonstration project permitting small employers and the self-employed to establish tax-free Medical Savings Accounts (MSAs). However, congressional lawmakers imposed strict…

Reforming the U.S. Health Care System

Unwise government policies are largely responsible for the fact that the number of Americans without health insurance is 43 million and rising.  Unwise government policies also are responsible for the…

A Prescription for Medicare Disaster

Suppose you're just turning 65 and you want to make sure that you have prescription drug coverage in addition to Medicare. You have four possibilities...

Saving Medicare

Although public attention is focused on how to solve the problem of Social Security, the future financial problems of Medicare are twice as great.

Real Patient Protection: Expanding Medical Savings Accounts

In 1996 Congress created a demonstration project permitting small employers and the self-employed to establish up to 750,000 tax-free Medical Savings Accounts (MSAs). However, as a result of oppositio…

Medical Savings Accounts: Obstacles to Their Growth and Ways to Improve Them

Why have MSAs been slow to catch on? How can their use be increased? Lawmakers imposed a number of restrictions that limit who can purchase MSAs and thwart the ability of MSAs to work properly.