Health

Four Years Of MSAs: The Lessons So Far

The Medical Savings Account (MSA) pilot program expires at the end of this year unless Congress acts soon to extend it.

The Health Insurance Portability and Accountability Act of 1996 (HIPAA) allowed…

Health Insurance: Letting Employees Choose

While managed care was rather successful at holding down health care inflation in the 1990s, it did so at the price of growing dissatisfaction among workers, their doctors and ultimately politicians.…

Medical Savings Accounts in South Africa

In South Africa, MSA plans have competed against other forms of insurance on a level playing field. The result has been remarkable. In a few short years, MSA plans have become increasingly popular, an…

Prescription Drug Costs: Has Canada Found the Answer?

Some Americans faced with the rising costs of prescription drugs have begun looking longingly at Canada, where prescription drugs appear to cost less than in the United States. Some seniors are taking…

Patient Power and the Internet

The growth of the Internet and the vast amount of information it makes available are dramatically changing health care and medicine. As many as 100 million people in the United States now have access…

MSAs for Everyone, Part II

Medical Savings Accounts (MSAs) are usually associated with large deductibles. For example, under a federal pilot program, in order for employers and their employees to make tax-free deposits to MSA a…

MSAs for Everyone, Part I

Medical Savings Accounts (MSAs) give patients direct ownership of and control over a portion of their health care dollars. They have two main advantages. First, when people spend their own health care…

Prescription Drugs and Medicare Reform

President Clinton and some on Capitol Hill are proposing a costly prescription drug benefit for the elderly that could create huge new burdens for taxpayers. Fortunately, there is a way to solve the p…