Publications -- Welfare

BA #435 – Is Workers' Compensation a Model for Unemployment Insurance?

In the early 20th century, state governments and the District of Columbia set up Workers' Compensation (WC) systems to pay employees' lost income and medical expenses due to job-related accidents.

BA #428 – How Not to Be Poor

About 31 million Americans live in households with incomes below the poverty level, according to the latest U.S. Census data. Poverty is more than a lack of income. It is also the consequence of specific behaviors and decisions.

BA #424 – Chile Leads the Way with Individual Unemployment Accounts

Chile was the first country in the western hemisphere to set up a social security system, and the first country in the world to reform it using individual investment accounts.

ST #255 – Better Off Welfare

Welfare rolls nationwide have fallen by more than 50 percent since welfare reform was enacted in 1996. The goal of reform was not simply to reduce the number of welfare cases, but to move families on welfare - the vast majority of which are headed by single women - from dependency to independence through work.

BA #404 – African Americans Benefit Most from Personal Retirement Accounts

All Americans would benefit from Social Security reform, but African Americans would benefit the most. African Americans rely more heavily than other demographic groups on Social Security for a secure retirement; thus they stand to lose the most from an unreformed system.

BA #400 – Immigrants, Welfare and Work

Throughout its history, the United States has been a nation of immigrants. However, in recent years, and even more so since September 11, 2001, Americans have favored a stricter immigration policy.

BA #401 – Welfare Reform: Reasons To Stay the Course

The number of Americans receiving cash welfare - called Temporary Assistance to Needy Families (TANF) - has fallen in half; the number of Americans living in poverty has fallen 21 percent; and the annual incomes of the poorest women have increased nearly $1,000.

BA #398 – Increasing Consumer Choice in Health Care: Five Steps Employers Can Take Now

The essential problem in our health care system is that consumers are divorced from the cost of the services they consume. We have become so dependent on third-party payment that patients pay directly for only about 15 percent of total health care services, down from 56 percent in 1960.

BA #399 – Giving Patients More Control

Eighty-eight percent of Americans with private health insurance coverage get it through employers, and the employment-based health insurance system has served millions of Americans for more than 50 years.

BA #395 – Four Welfare Reforms

Unprecedented numbers of individuals have moved from welfare to employment since enactment of the Personal Responsibility and Work Opportunity Reconciliation Act of 1996 (PRWORA), making it the most successful welfare reform ever.