Publications -- Regulations

BA #585 – Insuring the Uninsured: Five Steps to Improve the Massachusetts Plan

Massachusetts enacted an ambitious plan for near-universal health insurance coverage in 2006, the product of a compromise between then-Gov. Mitt Romney and the state Legislature. The cornerstone of the plan is mandatory health insurance. Individuals must purchase insurance directly or get it through an employer or Medicaid.

BA #583 – Pension Reform in Chile: Closing the Gap, Not Scrapping the System

A quarter-century ago, Chile replaced its traditional social security system with personal retirement accounts funded by workers and invested in stocks and bonds.  Chile's president recently proposed several modifications to its pension system, including a new retirement benefit funded by general government revenues. 

Economic Freedom Index of North America 2005

This is the third edition of the annual report, Economic Freedom of North America. The statistical results of this year's study persuasively confirm those published in the previous two editions: economic freedom is a powerful driver of growth and prosperity and those provinces and states that have low levels of economic freedom continue to leave their citizens poorer than they need or should be.

Economic Freedom Index of North America 2004

The statistical results of this year's study persuasively confirm those published last year: economic freedom is a powerful driver of growth and prosperity and those provinces and states that have low levels of economic freedom continue to leave their citizens poorer than they need or should be.

BG #158 – Technology and Freedom: The Virtuous Circle

Without freedom, technologies that enhance human welfare would be scarce rather than abundant. Technology and freedom are symbiotic, forming a virtuous circle. By examining the relationship between them, we can find ways to preserve the circle and to accelerate activity within it.

BA #394 – Analyzing the 2002 Social Security Trustees Report

Is Social Security in financial trouble? If you believe a press release issued by the Trustees of the Social Security and Medicare Trust Funds, the answer is no. If you go to the fine print of their annual report, however, the answer is a resounding yes.

BA #393 – 401(k) Reform: Doing It the Right Way

401(k) retirement savings plans have been popular over the past three decades. However, the Enron debacle and the recent stock market slump are spurring Congress and the Bush administration to propose changes in the law. Wise reform could lead to higher returns and safer portfolios for the vast majority of workers. On the other hand, unwise reforms could induce employers to drop these plans altogether.

BA #390 – Breathe Easier on Asthma-Air Pollution Link

Some past studies have shown that air pollution can aggravate pre-existing lung ailments. But pollution-control advocates are mistakenly citing a study published in the February 2nd issue of The Lancet, a prestigious British medical journal, to justify ever more intrusive air pollution regulations. The study, which focused on children in southern California, reports that frequent, strenuous, outdoor exercise, combined with high levels of ozone air pollution, can more than triple children's risk of developing asthma. It is also the first work of its kind to conclude that air pollution might actually cause asthma, not just aggravate it.

BA #388 – CAFE's Three Strikes - It Should be Out

The federal Corporate Average Fuel Economy (CAFE) standard was enacted during the 1975 energy crisis. It required auto manufacturers to meet certain mileage standards, measured in Miles Per Gallon (mpg), across a manufacturer's entire fleet of vehicles. CAFE was originally proposed as a means of reducing America's dependence on foreign oil.

BA #385 – Social Security Reform: The NCPA's 'Hybrid' Plan

President Bush's Commission to Strengthen Social Security moved the Social Security reform discussion forward. However, despite the commission's hard work, its findings are not the final word in the debate. As Congress takes up the discussion, it should consider the "hybrid" reform plan proposed by the National Center for Policy Analysis. The NCPA plan combines the most attractive features of major plans developed by both Republicans and Democrats over the past several years. It includes no benefit cuts for those who contribute to a personal retirement account (PRA) and no tax increases.