Regulations

Dodd-Frank Creates Obstacles, Restricts Growth

Dodd-Frank was a response to the 2008 financial collapse intended to increase oversight of massive financial institutions, such as large banks and stock brokers, and monitor consumer transactions, suc…

New Federal Regulations Threaten Small Business Access to Credit

Congress is considering establishing a new agency to regulate consumer financial products and services - everything from home equity loans to credit cards to pawnshops.

Regulating Work in Confined Spaces

Since its inception in 1970, the federal Occupational Safety and Health Administration (OSHA) has been criticized for imposing large costs on businesses while producing only minimal improvements in wo…

Lights Out for Thomas Edison

The Energy Independence and Security Act of 2007 will soon ban the most common light bulbs in the United States.  New efficiency standards will require manufacturers to produce incandescent bulbs that…

Regulating Global Warming: Expanding the Authority of the Environmental Protection Agency

In May 2007, the U.S. Supreme Court decided that greenhouse gases meet the definition of an air pollutant in the Clean Air Act. The Environmental Protection Agency (EPA) responded in 2008 by issuing a…

A Clean Air Regulation Hazardous to Health

The Environmental Protection Agency (EPA) has proposed a new federal standard for ozone air pollution that is much stricter than the current limit.  If the proposal is adopted, the EPA will reclassify…

Pension Reform in Chile: Closing the Gap, Not Scrapping the System

A quarter-century ago, Chile replaced its traditional social security system with personal retirement accounts funded by workers and invested in stocks and bonds.  Chile's president recently proposed…

Economic Freedom Index of North America 2005

This is the third edition of the annual report, Economic Freedom of North America. The statistical results of this year's study persuasively confirm those published in the previous two editions: econo…