Studies

NCPA studies generally break new ground on policy issues. A study seeks to cast new light on an issue and to stimulate policy-makers and others to think of new, innovative solutions to the problems associated with the issue. Studies may combine several elements of analysis, including original research, reviews of academic literature, creative approaches for solving public policy problems, and economic modeling.

To Roth or Not?

In 2006, the Roth 401(k) plan was introduced as an alternative to regular 401(k)s. Whereas contributions to regular 401(k)s are made with pretax dollars, Roth 401(k) contributions are made with after-…

Medicare Spending Across the Map

Though talk of fundamentally reforming Medicare has been limited lately, the baby boomers' imminent retirement and the continued rise in health care costs will force Medicare back to the forefront of…

Economic Inequality: Facts, Theory and Significance

The well-documented rise in economic inequality in the United States over the last two decades is somewhat misleading. Almost all Americans, whether considered "rich" or "poor," are better off economi…

State Health Care Reform: Key Questions and Answers

One of the biggest problems in health care reform is that parties with different viewpoints do not agree on basic facts.  Some view the private sector as the source of U.S. health care woes and an exp…

Does it Pay to Work More?

Does it pay to work more hours in order to earn more income?  The answer depends on what one earns after taxes.  Virtually all American households are confronted with high to very high marginal tax ra…

Economic Freedom and the Trade-off between Inequality and Growth

One of government's biggest challenges is to develop policies that raise the standard of living in a society without creating large income gaps between the rich and poor. But to a great extent, raisin…

Global Warming: Experts’ Opinions versus Scientific Forecasts

In 2007, the Intergovernmental Panel on Climate Change (IPCC) issued its Fourth Assessment Report. The report included predictions of big increases in average world temperatures by 2100, resulting in…

The Bush Capital Gains Tax Cut after Four Years: More Growth, More Investment, More Revenues

In May 2003, President George W. Bush signed into law his investment tax cut. This package included accelerated reductions in income tax rates, a cut in the dividend tax from 39.6 percent to 15 percen…