Studies

NCPA studies generally break new ground on policy issues. A study seeks to cast new light on an issue and to stimulate policy-makers and others to think of new, innovative solutions to the problems associated with the issue. Studies may combine several elements of analysis, including original research, reviews of academic literature, creative approaches for solving public policy problems, and economic modeling.

Medicare Trustees Reports 2010 and 2009: What a Difference a Year Makes

The new federal health care law - the Patient Protection and Affordable Care Act (or ACA) - uses cuts in Medicare to fund additional federal health care spending on nonseniors. The cuts come from redu…

Unfunded Liabilities of State and Local Government Employee Retirement Benefit Plans

Investors breathed a tentative sigh of relief in recent months as they watched their retirement accounts make up for lost ground. Just a few months earlier, as they watched their 401(k)s weather drama…

Preparing for Retirement in an Uncertain World

In previous generations, many workers could expect to automatically receive a steady stream of retirement income from Social Security and a pension from their union or employer. Like Social Security,…

Health Information Technology: Benefits and Problems

Proponents of health information technology (HIT) often claim that the United States lags behind other developed countries when it comes to the use of electronic medical records (EMRs), physician orde…

Chile's New Pension Reforms

In 2008 Chile initiated a major reform to its personal account social security system. The personal account system, established in 1981, replaced a traditional pay-as-you-go (PAYGO) system in which wo…

Biotech versus Precaution in Europe and America: Killing the Golden Goose

The human population is growing - especially in countries where people are already malnourished - and will probably plateau sometime this century between eight and nine billion people. With approximat…

Reasonable Responses to Climate Change

Many people are concerned that an increasing concentration of greenhouse gases in the atmosphere - due primarily to such human activities as burning fossil fuels for energy - is causing the Earth to w…

Applying the Lessons of State Health Reform
Lack of health insurance is a significant, persistent problem in New Jersey. In 2007, more than 1.3 million residents were uninsured - three-fourths were working-age adults 19 to 64 years old. About 1…