Studies

NCPA studies generally break new ground on policy issues. A study seeks to cast new light on an issue and to stimulate policy-makers and others to think of new, innovative solutions to the problems associated with the issue. Studies may combine several elements of analysis, including original research, reviews of academic literature, creative approaches for solving public policy problems, and economic modeling.

Lifetime Income, Longevity and Social Security Progressivity

Life expectancy has increased for most Americans in general over time, and life expectancy at retirement has been rising for decades. This has resulted in lengthening periods of retirement and higher…

How Are Baby Boomers Spending Their Money?

For several years, retirement and financial experts have bemoaned the fact that baby boomers and others who should be thinking about retirement saving are nowhere near ready to retire.  One could surm…

A Survey on the Economic Effects of Los Angeles County’s Plastic Bag Ban

Grocers and other retailers nationwide pack consumers' purchases in plastic bags. However, a growing number of jurisdictions — including Los Angeles county, and cities such as Austin and Seattle — hav…

Using Staffing Companies to Reduce Unemployment

More than 75 years since the system was created, unemployment insurance is still a contentious issue. Whether the problem is a lack of available work or the resistance of the unemployed to seek new…

How Much Does the Federal Government Owe?

The U.S. government faces severe fiscal challenges due to trillion dollar annual budget deficits and mounting public debt. But the liabilities are much larger than the public debt, due to commitments…

How Reforms Would Affect Social Security’s Funding Shortfalls, Total Spending, and Distribution of Benefits and Taxes

Entitlement reform has dominated the ongoing debate over reducing the federal government's persistent deficits and mounting debt. Together Medicare and Social Security account for a third of current f…

Is the Corporate Income Tax Regressive?

In a recent Iowa speech a heckler yelled at former Massachusetts Governor Mitt Romney to raise corporate taxes. Romney replied, 'Corporations are people, my friend.' He quickly clarified that statemen…

The Housing Crash and Smart Growth

There is general agreement the financial crisis that began with the failure of Lehman Brothers on September 15, 2008, was worsened by the bursting of the U.S. housing price bubble. It is also generall…