Policy Reports

NCPA studies generally break new ground on policy issues. A study seeks to cast new light on an issue and to stimulate policy-makers and others to think of new, innovative solutions to the problems associated with the issue. Studies may combine several elements of analysis, including original research, reviews of academic literature, creative approaches for solving public policy problems, and economic modeling.

Paying People Not To Work: The Economic Cost Of The Social Security Retirement Earnings Limit

America is known throughout the world as the land of opportunity - a place where people can work hard and freely use their talents and abilities to make a better life for themselves and their children…

Taxing the Savings of Elderly Americans

An elderly widow living on a small Social Security benefit and $24,000 of income from interest, dividends, and a pension annuity faces a 1989 marginal tax rate of 48.3 percent. This extraordinarily hi…

Child Care Tax Credits: A Supply-Side Success Story

The federal government is going to subsidize child care, which approach is better: tax credits for working families or another government spending program? The current system relies on tax credits and…

Health Care After Retirement: Who Will Pay the Cost

Health care spending for the elderly, like Social Security, is financed on a pay-as-you-go basis. Both employees and employers are discourged from putting aside money during an individual's working ye…

How Much Government does Texas Need? An analysis of the Texas State Budget

This study will propose changing or abolishing specific programs, bureaucracies and state policies in order to alleviate the assult on the pocketbooks of long-suffering taxpayers.

Making the World Less Safe: The Unhealthy Trend in Health, Safety, and Environmental Regulations

Because of fear and panic over the possibility that people are being exposed to cancer-causing chemicals, politicians at the state and federal level are enacting unwise laws and regulations. All too o…

Mandating Health Insurance

A proposal put forth by Senator Edward Kennedy would require all U.S. employers to provide health insurance for theor emploees. The problem this proposal addresses is about $4 billion in annual unpaid…

The Elderly: People The Supply-Side Revolution Forgot

Elderly taxpayers now face the highest marginal tax rates ever imposed on middle-income Americans. In some cases, elderly workers who earn a dollar will lose more than a dollar in taxes and lost Socia…