Studies

NCPA studies generally break new ground on policy issues. A study seeks to cast new light on an issue and to stimulate policy-makers and others to think of new, innovative solutions to the problems associated with the issue. Studies may combine several elements of analysis, including original research, reviews of academic literature, creative approaches for solving public policy problems, and economic modeling.

Private Pension Annuities in Chile

Chile adopted a new pension system featuring privately managed individual accounts in 1981. The system gives us an opportunity, based on more than 20 years of experience, to examine how pensioners and…

Shopping for Drugs: 2004

Seniors, the uninsured and others who pay for prescriptions out of pocket are looking for ways to cope with rising drug costs. While many seniors can lower their drug bills by using the new Medicare d…

The Case against John Kerry's Health Plan

Senator John Kerry has proposed a plan to radically reform the U.S. health care system. If he is successful, millions of middle-income families will be enrolled in Medicaid, the federal-state health p…

Ten Consequences of Economic Freedom

Economic freedom raises incomes and improves living standards. It requires strong institutions and encourages their further development. Over time, poor developing countries that have adopted policies…

The Fatherhood Crisis: Time for a New Look?

Fatherless families are a growing problem, but the principal cause is not bad behavior or the fault of fathers; it is government policies with respect to divorce and child support.

The 2004 Medicare and Social Security Trustees Reports

The 2004 Medicare and Social Security Trustees Reports show that programs for the elderly are on an unsustainable course. The expenditures exceed the revenues to be collected, and the funding gap is p…

Who Pays Higher Prices for Prescription Drugs?

Who pays the lowest prices for prescription drugs?  Patients who pay for drugs themselves have an incentive to shop for the lowest price, whereas those patients whose drugs are paid for by third parti…

The Impact of Social Security Reform on Women in Three Countries

This paper analyzes the differential impact on the two genders of pension reforms in Chile, Argentina and Mexico, which have adopted systems in which social security benefits are primarily financed by…