Brief Analyses

Restricted to two letter-size pages, a Brief Analysis summarizes some aspect or aspects of a public policy issue, presenting points for consideration in policy debates or responding to points that have been raised during these debates.

Financial Crisis: The Fall of the House of Cards
Each financial crisis is different, yet they all feature financial institutions making promises they cannot keep. The conventional explanation for the 2008 financial crisis and recession is that it wa…
Ten Small-Scale Reforms for Pre-Existing Conditions

Most proposals for dealing with the problems of pre-existing conditions would completely divorce health insurance premiums from expected health care costs, requiring health plans to enroll individuals…

The Politics of Estate Tax Reform

If it seems as if Congress has been wrangling over the estate tax for decades, that is because it has. Though majorities in both houses of Congress have supported repeal and the law has been changed f…

Is Uncle Sam Bankrupt?

When it comes to nondisclosure, the United States government is the father of all financial malfeasants. Indeed, Uncle Sam has been misrepresenting the nation's finances for decades. In the process, h…

The High Marginal Cost of the Estate Tax

The estate tax is not yet dead, by a long shot. Federal taxes on estates fell as a result of the Economic Growth and Tax Relief Reconciliation Act of 2001 (EGTRRA). In fact, the estate tax will even d…

Concierge Medicine: Convenient and Affordable Care

Concierge medical practices take many forms and go by different names, such as direct practice physicians. They all strive to make medical care more accessible and convenient to patients by rebundling…

Retail Clinics: Convenient and Affordable Care

The growth of the Internet, high-speed telecommunications networks and electronic medical records have made it possible for patients to seek care in a variety of clinical settings without losing the c…

10 Ways to Wreck Your Retirement

People have a great deal of control over whether or not their retirement will be comfortable. Millions of Americans are preparing for retirement by saving in tax-favored retirement accounts - principa…