Consumer-Directed Health Plans: Background, Structure, and Policy Issues | National Center for Policy Analysis | NCPA

Consumer-Directed Health Plans: Background, Structure, and Policy Issues

Consumer-Directed Health Plans (CDHPs) are a new model of health insurance, designed to give consumers greater control over the quantity and quality of the health care they receive.  CDHPs provide consumers with financial incentives to manage their health care expenditures more efficiently. They also increase consumers' power to choose among different treatment options.

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